Free Credit Report Without Credit Card
Back in 2005, when the government enacted a law that allows all citizen to get free credit report from the three major credit bureaus (they are Equifax, TransUnion, and Experian). However, not many companies were willing to provide the free credit report without forcing the requirer to sign up for a credit card. So is there any way to get free credit report without credit card? Luckily, there is a way.
In fact, you don’t need any credit card to get the free credit report. All you need to do is to go to the website annualcreditreport.com and sumit the simple form. The website is endorsed by the goverment and it will not ask you to sign up for any trial or credit card.
When you come to the website, you will be asked to provide some basic information such as name, address and sign up for a free account. You can request the report from all three credit bureaus at the same time or spread the receive date of the reports over 12 months. Remember, you will not get credit score on this report. In case you want to get the credit score, a fee will be applied.
So it is possible to get free credit report without the credit card. All you need to do is go to annualcreditreport.com. Don’t fall into the trap of companies who want to make cash from people lack of understanding or this fact.
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