Beware of Victoria’s Secret Credit Card Payment
Victoria’s Secret credit card payment is the payment option offered by the world largest lingerie retailer Victoria’s Secret. The card is issued by World Financial Network National Bank. Since the VS credit card was born, there are quite many opposite opinions. Some says having Victoria’s Secret credit card is great because you can get many great offers while others say the card isn’t worth the money. If you are having trouble to decide whether to get the VS credit card or not, continue reading. The answer will be present to you in the next paragraphs.
Benefits of Victoria’s Secrets Credit card payment
The first and foremost of using the retailer own credit card is always the special offers card holders will get. You cannot get access to the special offers and discount if you don’t have VS angel credit card. So what are the special offers you can get as the card holder? What do you think if each month, you will get a coupon to get some free pair of panties or a coupon allows you to purchase particular goods with, says, 50% or more off? I’ve seen many young girls jump for joy when they have such offers and truly, they are really valuable.
Fees and rate
Here are the fee, APR and more about the Victoria’s Secret credit card payment:
- Annual Percentage Rate (APR) – 22.8%
- Grace Period – 25 days
- No Annual Fees
- Minimum Payment – $10 or 1/15 of your balance
- Minimum Finance Charge – $1.00 (assumes you carry a balance that would be charged finance rate)
- Late Payment Fee – $20
- Returned Check Fee – $25
- Over Credit Limit Fee – $20
Beware!
If you use the Victoria’s Secret credit card without any problem, that will be fine. However, if you have trouble using the card, you call the customer service; this is where your problems arise. Many people have reported that it is impossible to reach the Customer service, even through the contact number. I don’t know what is the reason behind this but a poor customer service simply damage the reputation of the card a lot, despite the fact that the users can get a lot of sweet offers.
In conclusion, using Victoria’s Secret credit card payment is a good choice if you cannot live without Victoria’s Secret stuffs. There are really good offers card holders can get monthly. However, be ready to listen to the automated answer when you call the customer service of assistance. The contact info can be found here
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I have so many trouble trying to pay this card,for the past two weeks I have been looking everywhere in the website, plus a couple of phone calls I had made to the customer service department where there is no body to help you out, just the automated recorder…nevetheless, I have no clue how to pay my balance, since all my efforts are being for nothing… I will continue asking and researching….
this card is sooooo simple to pay. all you have to do is type in angels card in the search box, and then when you get to the page, bookmark it, that way you can always access it. this is the one credit card that i think is totally worth it
Is this an in-store only card or can I use it anywhere credit cards are accepted?