Credit Card Payment ChoicesBelk Credit Card Payment
In my opinion, Belk is a great place to shop. It’s quite easy to find some good deals there that don’t exist anywhere else. However, is Belk Credit Card Payment a great choice and bring great experience when you use it? Knowing the following information will help you decide whether to get Belk Credit Card or not.
I’ve used quite a lot credit card including Gap credit card, Wal-Mart credit card and I really happy with the special offers that the companies present to the card holder. For example, you can get the points on every $1 you spend. When applying for Belk Credit Card Payment, you will get the reward, of course. What you will get will you sign up for Belk Credit Card is 15% off the first purchase. For many people, it sounds like a great deal. However, what offer will you get after the first 15% off? Nothing, at least up to now. In comparison to other retailers’ credit card, I don’t think Belk’s offer is good enough.
Belk Credit Card
Another downside of Belk Credit Card Payment is the sky high APR. In other credit card payment options, you will get a range of APR from low to high depends on your creditworthiness. However, Belk uses only one flat rate 24.49% to all customers. In comparison to the average 14.99% APR, this rate is very high.
When you own a credit card, you will want to use it everywhere, at least almost everywhere. However, this seems to be simple feature is not available with Belk Credit Card Payment. The reason is the company doesn’t associate its cards with MasterCard nor Visa. That’s why the range of using Belk Credit Card Payment is very limited. You can almost only use the card within Belk’s stores.
You can see now, Belk Credit Card Payment is not a fair choice. That’s why many people don’t use the card. The company will have a mountain of work to do if they want to get more customers.
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